1. Taking care of your financial situation should be a top priority

If you want to maximize your happiness in retirement one of the first things you must do is to put your finances in order. Doing this will determine exactly how much money you need to survive during your golden years. Gradually cutting back on spending before retirement simplifies adjustments. Find any unused pensions, apply for your state pension, and see what additional benefits you are eligible for.

Some people prefer having another source of income besides Social Security, which is convenient and also recommended by financial experts.