Evaluate the grocery spending

This is generally an area where people could easily cut down, and this is something that saving expert Lisa Thompson from Coupons.com can confirm. If you prefer shopping at big box stores or even membership clubs, you could be overbuying, even if the costs per item are lower.

Check to see if you can split the purchases with your friends or family. Make sure you use the coupons and cash-back offers every time you shop, and think of this as a way to get free money. If you download the Coupons.com app, you will find various offers for everything you might need, from diapers to frozen foods to cleaning products and pet foods.

These offers are as good as it gets, and they apply to every store that offers itemized receipts. You can choose your offers, then your store, and watch how your cashback grows in your PayPal account. It’s much easier to save on things you’re already buying.