What is Long-Term Care?
Paying for long-term care means medical and non-medical care for individuals with disabilities or chronic illnesses. But the truth is that most long-term care isn’t medical care services.
Instead, it provides care for those who need help with basic daily tasks. Some of the activities that paying for long-term care can help with are:
- Dressing
- Bathing
- Eating
- Using the bathroom
- Transfers to a chair, bed, or any other settings
However, these aren’t the only tasks for someone to receive long-term care. Other critical everyday tasks might also be covered when paying for long-term care. They’re called instrumental activities of daily living. Examples of these duties include:
- Grocery shopping
- Housework
- Pet caretaking
- Phone communications
- Meal prep
- Responding to emergency alerts
- Money management
- Help with medication
Long-term care services can be administered in a facility, at home, or in retirement community settings.
…So, how can you better prepare for paying for long-term care? Click “Next” to see 6 options:
