Saving and Spending

Practical ways to stretch a fixed income: senior discounts genuinely worth claiming, grocery and pharmacy strategies, warehouse club maths, and the quiet price rises that erode a budget unnoticed.

We check discount programmes with retailers where we can, and note the age limits and conditions the fine print tends to hide. The aim is deliberate spending, not extreme frugality.

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4 Costly RMD Mistakes Many Retirees Make

Have YOU been making any mistakes regarding your RMDs? If you make an error on your required minimum distributions, you could withdraw…