Retirement is supposed to bring predictability. After decades of working, saving, and planning, many seniors hope for financial stability—or at least fewer surprises. But as 2026 approaches, the economic landscape is shifting once again.
Between inflation adjustments, potential tax policy changes, Social Security updates, Medicare costs, and required retirement account withdrawals, the year ahead could bring meaningful financial implications for older Americans.
The good news? Most changes are manageable—especially if you understand them early.
Below are seven important tax and inflation-related changes seniors should keep on their radar for 2026, along with practical context to help you plan ahead.
