5. Las Vegas, Nevada

Nevada’s lack of state income tax makes Las Vegas attractive on paper. But beyond the tax advantage lies a fast-paced environment not everyone associates with peaceful retirement.

Healthcare infrastructure has improved but still lags behind larger metro areas. Summer temperatures frequently exceed 100°F, and utility costs can climb as air conditioning runs nonstop.

For retirees seeking calm, suburban tranquility, Las Vegas may feel more overwhelming than relaxing.