Common Misconceptions About Medicare and Fraud

Scammers rely on confusion to succeed. Clearing up a few common misunderstandings can make you an even tougher target for fraud.

Misconception 1: “Medicare will call me if there is a problem with my account.”

This is perhaps the most dangerous misconception. The reality is that Medicare and other government agencies, like the SSA, conduct almost all of their official business by mail. A phone call out of the blue demanding information or threatening to cut off your benefits is a giant red flag that you are talking to a criminal.

Misconception 2: “A free knee brace or health screening can’t hurt.”

Many people think, “What’s the harm? It’s free.” The harm is that your personal information is being used to commit a crime. When a scammer bills Medicare $1,500 for that “free” brace, it contributes to the rising cost of healthcare for everyone. It can also complicate your own medical records and may even prevent you from getting a brace you genuinely need later on.

Misconception 3: “My Medicare number isn’t as sensitive as my Social Security number.”

While your Social Security number is the master key to your identity, your Medicare number is incredibly valuable for committing medical identity theft. A thief can use it to get medical care, prescription drugs, or medical equipment in your name. This can create a false medical history for you, which could have dangerous consequences in a real medical emergency.

Learning how to protect your Medicare number is just as important as protecting your other sensitive information. Treat them with equal care.

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