Why Healthcare Should Lead Your Retirement Decision

Choosing a retirement destination is exciting. Warm weather, scenic views, and tax benefits often dominate the conversation.

But healthcare access affects daily life in ways that are harder to predict. Regular checkups, chronic condition management, specialist visits, and emergency care—these are realities of aging.

Living near a top-rated hospital may not seem urgent today. It may feel invaluable tomorrow.

Urban vs. Rural: An Important Distinction

Even within strong healthcare states, location matters.

Urban areas generally offer:

• Larger hospital systems

• More specialists

• Shorter travel distances for care

Rural areas may offer:

• Lower living costs

• Fewer specialists

• Longer travel times for advanced care

Retirees should consider not only the state but also the specific region within it.