Humana

Humana is a very well-known Medicare Advantage plan. They offer one of the best Medicare plans for elders. And the best part about this retirement health insurance option is that the company’s plans are widely available.

You can choose from various prescription drug coverage, affordable plans, and dental and vision plans. The average monthly premium is just under $20. And coverage can be bought directly through their website.

Let’s look at some pros and cons of this retirement health insurance option:

Pros
-Widely available
-Low monthly cost
-Prescription drug benefits
-High ratings

Cons
-Expensive PPO plans
-Not an extensive provider network
-Must be enrolled in Medicare to purchase a plan
-Not available for individual purchase on the marketplace