Kaiser
Kaiser Permanente is another large and very well-known health insurance provider. They offer family, individual, and Medicare Advantage plans with consistently high customer satisfaction ratings.
This retirement health insurance option also has excellent customer satisfaction rates. Â Their MA plan took the top rating in the JD Power Medicare Advantage Study in 2022. They also received fantastic ratings from the Centers for Medicare and Medicaid Services.
Let’s look at some pros and cons of this retirement health insurance option:
Pros
-Most plans have 24/7 virtual care
-High ratings from NCQA, Heathcare.gov, CMS, and JD Power
-Lower deductibles
-Available for purchase through the marketplace
Cons
-Higher premiums
-They’re only available in 8 states and the District of Columbia
-HMO restrictions
-Limited to use of Kaiser facilities, except in the event of an emergency
