Aetna

Even though this option is the best plan for seniors, original Medicare doesn’t offer prescription drug coverage. Seniors who qualify for Medicare and want this choice must purchase a supplemental Part D plan. Aetna offers Medicare Part D plans beginning at just $6/month.

This retirement health insurance option also offers lifestyle benefits and vision, dental, and hearing coverage. These plans are usually optional for those with MA plans because many include prescription drug coverage.

Let’s look at some pros and cons of this retirement health insurance option:

Pros
-They offer home delivery of prescription medications
-$0 annual deductible for Tier 1 drugs on their SilverScript Smart Saver plan
-Available in 49 states, with variations based on the type of plan you choose
-All Medications on Medicare’s top-100 list of drugs are covered

Cons
-You need to be enrolled in Medicare A/B to purchase.
-Poor customer satisfaction with mail-order prescriptions