Final Thoughts: Why 2026 Requires Proactive Retirement Tax Planning

Retirement taxes are no longer just about RMDs and Social Security. In 2026, income phase-outs, Roth mandates, and state tax divergence make retirement planning more complex — and more expensive — for many households.

The good news? These tax traps can often be avoided with strategic income planning, coordinated use of retirement accounts, and professional guidance from a tax advisor or financial planner

A comprehensive wealth management strategy doesn’t just focus on investments — it focuses on keeping more of what you’ve earned.

If you’re approaching or already in retirement, now is the time to review your tax strategy before 2026 arrives. A proactive plan today can help protect your retirement income for years to come.