If You Qualify for 2 Benefits, You’ll Generally Receive the Higher One
As a spouse, you may be eligible for one-third to even one-half of your husband’s retirement benefits. This can be quite beneficial for women with low-income records.
However, if you qualify to receive both benefits on your record and your husband’s benefits on his record, you will only receive the highest rate. Most women who reach retirement while still working get their own Social Security benefits as they are higher than one-half of their husband’s retirement benefits.
To sum up, you won’t be able to collect both your Social Security benefits and your spousal retirement benefits, but you can choose the higher amount.
8 Responses
I am a federal employee and will turn 65 in 2023. I am still working. Do I have to apply for SS or can I delay till I retire?
My wife and I are 74 and 81 respectively. Her SS benefit is $898 and mine is $2416. If I die first, what would be the best way for her to maximize her income?
i took SS at 62 . Will my wife’s benefit be reduced up to 30% if I die first?
Hi
Is there any bill in Congress to increase senior women’s income, as we still get paid lower than men!!
TY
if you were divorcedbut married for 10 years and now re married and die who gets s s benefits
I am 75 years old. I am a man. My Social Security is less than a 1,000 dollers a month.
I 66 don’t have a good retirement other SSA
Which I can live off
But I have training and experience
Can work in a lot of industries and remote to supplement my retirement which can be very helpful
Age of course is the problem
My husband died 7/18/22 he was 68 yrs old and worked his entire adult life I only collect $800 from his SS. I can’t believe that with my SS I get $772 I can only pay the mortgage. Is this low income SS.