Widows May Receive Their Husband’s Social Security Benefits
At the age of 60, a widow may start claiming 70% of what her husband got before his death. Once a widow reaches FRA, those retirement benefits rise to 100%. You can also collect a $225 benefit if you were living with your husband when he died.
In other words, SSA must pay your own benefit first, then add whatever extra benefits you’re due as a widow. Bear in mind that if your husband claimed his benefits early, say at age 62, rather than waiting until his full FRA, your widow’s benefit amount may be reduced by up to 30%.
You may also want to read Claiming Social Security Early: 8 Reasons Why You Should Do This.
8 Responses
I am a federal employee and will turn 65 in 2023. I am still working. Do I have to apply for SS or can I delay till I retire?
My wife and I are 74 and 81 respectively. Her SS benefit is $898 and mine is $2416. If I die first, what would be the best way for her to maximize her income?
i took SS at 62 . Will my wife’s benefit be reduced up to 30% if I die first?
Hi
Is there any bill in Congress to increase senior women’s income, as we still get paid lower than men!!
TY
if you were divorcedbut married for 10 years and now re married and die who gets s s benefits
I am 75 years old. I am a man. My Social Security is less than a 1,000 dollers a month.
I 66 don’t have a good retirement other SSA
Which I can live off
But I have training and experience
Can work in a lot of industries and remote to supplement my retirement which can be very helpful
Age of course is the problem
My husband died 7/18/22 he was 68 yrs old and worked his entire adult life I only collect $800 from his SS. I can’t believe that with my SS I get $772 I can only pay the mortgage. Is this low income SS.