If You’re Divorced, You May Still Get Your Ex’s Benefits
Does a divorced woman lose all of the financial benefits of being married? This isn’t always the case. At least in terms of Social Security. Based on your ex-spouse’s work record, you may qualify for their Social Security benefits if your marriage lasted at least 10 years.
But you must meet the following requirements: to be unmarried and not eligible for a higher benefit amount on your own earning history when you become entitled to Social Security.
Another thing you should know is that some women sign divorce papers waiving their rights to Social Security on their ex-husband’s record. Well, this retirement benefits clause in divorce decrees is rarely applied.
The same payment requirements available for current wives and widows also apply to divorced wives as well as to divorced widows. Most divorced women get their Social Security benefits amount while their ex-husband is alive, but they can claim a higher widow’s rate when the ex passes away.
8 Responses
I am a federal employee and will turn 65 in 2023. I am still working. Do I have to apply for SS or can I delay till I retire?
My wife and I are 74 and 81 respectively. Her SS benefit is $898 and mine is $2416. If I die first, what would be the best way for her to maximize her income?
i took SS at 62 . Will my wife’s benefit be reduced up to 30% if I die first?
Hi
Is there any bill in Congress to increase senior women’s income, as we still get paid lower than men!!
TY
if you were divorcedbut married for 10 years and now re married and die who gets s s benefits
I am 75 years old. I am a man. My Social Security is less than a 1,000 dollers a month.
I 66 don’t have a good retirement other SSA
Which I can live off
But I have training and experience
Can work in a lot of industries and remote to supplement my retirement which can be very helpful
Age of course is the problem
My husband died 7/18/22 he was 68 yrs old and worked his entire adult life I only collect $800 from his SS. I can’t believe that with my SS I get $772 I can only pay the mortgage. Is this low income SS.