3. Maximum taxable earnings are going up
As you already know, the maximum earnings subject to Social Security taxes was $168,600 in 2024. This means that workers contributing to the system are taxed on wages up to this amount, usually at a rate of 6.2%.
However, Social Security in 2025 comes with a few changes. In this case, the maximum earnings will increase to $176,100, which means that more of a worker’s income will be subject to the tax. According to experts, this change was caused by an increase in average wages in America.
4. What about the average benefit for spouses and disabled workers?
Social Security in 2025 can come with many changes, but staying up-to-date can help you efficiently plan for what’s coming next. Speaking of that, experts say the average benefit will increase across the board in 2025. That includes benefits for different categories of people, such as disabled, widows, and widowers. Here’s a closer look:
- when it comes to widowers and widows who live alone, their benefits will go from $1,788 to $1,832 in 2025;
- according to the SSA, the average widowed mother with two children will see an increase from $3,669 to $3,761;
- as for disabled workers with a spouse and one or more children, their average benefit will increase from $2,757 to $2,826.
However, keep in mind that there are only averages, and individual situations can be different, depending on certain factors, such as your retirement age and annual income.
19 Responses
Social Security is in need of serious Reformation, IMHO!
SS is in need of some serious Reformation!
I’m just wanting to keep up with changes….
You are letting us know that there will be positive changes in SS in 2025, but it seems that Trump will change SS for the worse. Will anything you provided be true once he is in office on 21 January 2025?
Very helpful information. Thank you.
your news letter is a lot of words and short on news You like taking a long time to say nothing get over your self your not a good news team you kinda need to be retrained on whats news and importante !!!!!!!!!!!!
I appreciate the updated information.
What isn’t covered, is Medicare withholdings also go up and that decreases the amount one receives in Social Security.
Also my husband passed away four years ago. Because I made more in Social Security, I am not entitled to his Social Security. That should be changed. I still have to live within my income and that is difficult. His contribution would be a welcome assist and I’m sure I am not the only one who falls into this category.
WHAT CAN YOU DO IF YOU ARE –
1. A 61 YEAR OLD WOMAN
2- LOCKED OUT FROM THE TRAILER I OWN MARCH of 2024 ?
3- HOMELESS SINCE THEN
4- NO MONEY
5- NO CAR
6- ALL ALONE –NO ONE TO HELP ME
7- I AM LIVING IN A MOTELL UNDER CODE BLUE
8- WHEN THE WEATHER GOES ABOVE FREEZING I WILL BE KICKED OUT
I AM A NATURAL BORN IN AMERICA CITIZEN- MOM, DAD and BROTHER DECEASED
WHY HAS MY BURLINGTON COUNTY GOVERNMENT NOT HELPED ME FOR 10 MONTHS ?
very informative. gives me something to think about.
How about reducing the amount taken from my SSN for my Medicare? Not medicaid .
Por qué mi pensión fue recortada yo vivo bajo el nivel de pobreza
Unless tRump & his cronies/minions somehow change the law, we will no doubt see a significant COLA for 2026 because of the rampant inflation he is causing.
My husband died on Feb 26, 2024 and I applied for benefits from his account. It has been over a year and I still have no benefits that should be coming after his death since my own benefits are more than half what his are. My numerous calls to Social Security end by the person representing SS say I do not know how this works and will send it to my supervisor.
Got any ideas?
Thanks for information very informative
Please process.
I would like info what to expect when I retire at 69 0r 70 and then back to work if I decide. I am receiving ss benefits at 62 and I work Pt without medical benefits
I retired in 2015 when I was 65 1/5 with full benefits. I am a widow 86 yrs old and need more than the $2160.00 received monthly. I am at below poverty level. The value of the dollar was greater back in 2015 than it is today. With the 2.5 increase projected for 2025 is nice, however, my rent goes up 5% each year, and it is hard to keep up. Is there any consideration for increasing the monthly benefit more than the 2.5 % increase for the ones who retired 25 years ago ?
The cola for 2026 is a drop in the bucket compared to the cost of living