Social Security in 2026: 6 Major Shifts That Could Affect Your Benefits

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Let’s talk about Social Security in 2026!

Whether you’re retired or planning to retire soon, having a solid plan for your income is essential for making the most of your golden years. Social Security plays a crucial role in this plan for most Americans, but staying updated on the latest changes is just as important as creating the plan itself.

Luckily, we’ve got you covered! The Social Security Administration has announced significant updates coming in 2026, and it’s vital to understand how these will affect you. From COLA increases to new eligibility thresholds and changes to spousal benefits, these updates could impact your financial strategy.

Planning for retirement doesn’t have to be overwhelming. You can enjoy your beautiful golden years stress-free with the right tools, information, and preparation. So, are you curious about the changes and how to adapt? Then you’re at the right place! Keep reading to discover what’s new with Social Security in 2026. Let’s begin!

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36 Responses

  1. You are letting us know that there will be positive changes in SS in 2025, but it seems that Trump will change SS for the worse. Will anything you provided be true once he is in office on 21 January 2025?

  2. your news letter is a lot of words and short on news You like taking a long time to say nothing get over your self your not a good news team you kinda need to be retrained on whats news and importante !!!!!!!!!!!!

  3. What isn’t covered, is Medicare withholdings also go up and that decreases the amount one receives in Social Security.
    Also my husband passed away four years ago. Because I made more in Social Security, I am not entitled to his Social Security. That should be changed. I still have to live within my income and that is difficult. His contribution would be a welcome assist and I’m sure I am not the only one who falls into this category.

    1. Me too I lost my husband 6 yrs ago and its been hard living on just mine we had 2 incomes and made bills for 2 now only 1 is footing the bills its so rough and not fair.

  4. WHAT CAN YOU DO IF YOU ARE –
    1. A 61 YEAR OLD WOMAN
    2- LOCKED OUT FROM THE TRAILER I OWN MARCH of 2024 ?
    3- HOMELESS SINCE THEN
    4- NO MONEY
    5- NO CAR
    6- ALL ALONE –NO ONE TO HELP ME
    7- I AM LIVING IN A MOTELL UNDER CODE BLUE
    8- WHEN THE WEATHER GOES ABOVE FREEZING I WILL BE KICKED OUT

    I AM A NATURAL BORN IN AMERICA CITIZEN- MOM, DAD and BROTHER DECEASED
    WHY HAS MY BURLINGTON COUNTY GOVERNMENT NOT HELPED ME FOR 10 MONTHS ?

  5. Unless tRump & his cronies/minions somehow change the law, we will no doubt see a significant COLA for 2026 because of the rampant inflation he is causing.

  6. My husband died on Feb 26, 2024 and I applied for benefits from his account. It has been over a year and I still have no benefits that should be coming after his death since my own benefits are more than half what his are. My numerous calls to Social Security end by the person representing SS say I do not know how this works and will send it to my supervisor.

    Got any ideas?

  7. I would like info what to expect when I retire at 69 0r 70 and then back to work if I decide. I am receiving ss benefits at 62 and I work Pt without medical benefits

  8. I retired in 2015 when I was 65 1/5 with full benefits. I am a widow 86 yrs old and need more than the $2160.00 received monthly. I am at below poverty level. The value of the dollar was greater back in 2015 than it is today. With the 2.5 increase projected for 2025 is nice, however, my rent goes up 5% each year, and it is hard to keep up. Is there any consideration for increasing the monthly benefit more than the 2.5 % increase for the ones who retired 25 years ago ?

    1. Did you ever save for your retirement years. Social Security was never meant to be your only income in retirement. Maybe apply for whatever help your state offers.

  9. The Widows should get 1/2 of their husbands benefits (not allowed) or the highest amount between the two.
    The Medicare Agent would have had to set this up within 6 mo of a death. Case by case

  10. In your article about making money, get to the point instead of beating around the bush. You fuckin assholes, get to the point you bitch ass mother fuckers.R

  11. I am 79 years old and need to discuss disability insurance. Obviously the check I receive of $1,561 per month is not sufficient to pay my living expense, so I have had to do outside jobs to get money needed to live. I am not able to do the physical things I need to do, such as lifting, walking, or proper breathing. I do not have serious medical issues and regular use my doctor for check-ups. I have had the procedures of the colon, the thyroid with increasing the opening in my throat to eat, regular blood sugar test, prostate exam, etc. Please provide me with the process of filing for some disability qualification enrollment.

    1. reach out to Morgan and Morgan. They filed for my disability. It can be a long process so the sooner you begin, the better.

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