Let’s talk about Social Security in 2026!
Whether you’re retired or planning to retire soon, having a solid plan for your income is essential for making the most of your golden years. Social Security plays a crucial role in this plan for most Americans, but staying updated on the latest changes is just as important as creating the plan itself.
Luckily, we’ve got you covered! The Social Security Administration has announced significant updates coming in 2026, and it’s vital to understand how these will affect you. From COLA increases to new eligibility thresholds and changes to spousal benefits, these updates could impact your financial strategy.
Planning for retirement doesn’t have to be overwhelming. You can enjoy your beautiful golden years stress-free with the right tools, information, and preparation. So, are you curious about the changes and how to adapt? Then you’re at the right place! Keep reading to discover what’s new with Social Security in 2026. Let’s begin!
53 Responses
Social Security is in need of serious Reformation, IMHO!
SS is in need of some serious Reformation!
I’m just wanting to keep up with changes….
You are letting us know that there will be positive changes in SS in 2025, but it seems that Trump will change SS for the worse. Will anything you provided be true once he is in office on 21 January 2025?
Thanks for your very thoughtful comment.
That’s sarcasm.
Obviously he didn’t do anything for the worse, your not very bright are you?
Very helpful information. Thank you.
your news letter is a lot of words and short on news You like taking a long time to say nothing get over your self your not a good news team you kinda need to be retrained on whats news and importante !!!!!!!!!!!!
I appreciate the updated information.
What isn’t covered, is Medicare withholdings also go up and that decreases the amount one receives in Social Security.
Also my husband passed away four years ago. Because I made more in Social Security, I am not entitled to his Social Security. That should be changed. I still have to live within my income and that is difficult. His contribution would be a welcome assist and I’m sure I am not the only one who falls into this category.
I am, my husband died last summer, it has not been easy!!
Me too I lost my husband 6 yrs ago and its been hard living on just mine we had 2 incomes and made bills for 2 now only 1 is footing the bills its so rough and not fair.
WHAT CAN YOU DO IF YOU ARE –
1. A 61 YEAR OLD WOMAN
2- LOCKED OUT FROM THE TRAILER I OWN MARCH of 2024 ?
3- HOMELESS SINCE THEN
4- NO MONEY
5- NO CAR
6- ALL ALONE –NO ONE TO HELP ME
7- I AM LIVING IN A MOTELL UNDER CODE BLUE
8- WHEN THE WEATHER GOES ABOVE FREEZING I WILL BE KICKED OUT
I AM A NATURAL BORN IN AMERICA CITIZEN- MOM, DAD and BROTHER DECEASED
WHY HAS MY BURLINGTON COUNTY GOVERNMENT NOT HELPED ME FOR 10 MONTHS ?
very informative. gives me something to think about.
How about reducing the amount taken from my SSN for my Medicare? Not medicaid .
Por qué mi pensión fue recortada yo vivo bajo el nivel de pobreza
Unless tRump & his cronies/minions somehow change the law, we will no doubt see a significant COLA for 2026 because of the rampant inflation he is causing.
Your an idiot.
My husband died on Feb 26, 2024 and I applied for benefits from his account. It has been over a year and I still have no benefits that should be coming after his death since my own benefits are more than half what his are. My numerous calls to Social Security end by the person representing SS say I do not know how this works and will send it to my supervisor.
Got any ideas?
Thanks for information very informative
Please process.
I would like info what to expect when I retire at 69 0r 70 and then back to work if I decide. I am receiving ss benefits at 62 and I work Pt without medical benefits
I retired in 2015 when I was 65 1/5 with full benefits. I am a widow 86 yrs old and need more than the $2160.00 received monthly. I am at below poverty level. The value of the dollar was greater back in 2015 than it is today. With the 2.5 increase projected for 2025 is nice, however, my rent goes up 5% each year, and it is hard to keep up. Is there any consideration for increasing the monthly benefit more than the 2.5 % increase for the ones who retired 25 years ago ?
Did you ever save for your retirement years. Social Security was never meant to be your only income in retirement. Maybe apply for whatever help your state offers.
Griffin, I am 88 years old and receive $2,348.-SS. However, I also have 4 Annuities I started many
years ago, and receive 4 monthly deposits on those. I also get 2 small pensions deposits each month. I paid my home off many years ago, so I pay no rent. I am not swimming in money but get by. I have always been wise with finances, always pay the full balance on my credit card. Don’t want to make the Bank rich. The problem with young people is, they don’t think ahead.
The cola for 2026 is a drop in the bucket compared to the cost of living
We cannot live on SS alone. That is why it is very important for 30-40 year old to start an Annuity.
SS was never meant to cover everything.
Thanks for the informative updates !!
The Widows should get 1/2 of their husbands benefits (not allowed) or the highest amount between the two.
The Medicare Agent would have had to set this up within 6 mo of a death. Case by case
The post was very informative and simple to understand.
Thañks for the info
Does social security plan to change benefits for younger disabled people?
At 69 with lower back problems and ptsd can I obtain ssi disability?
In your article about making money, get to the point instead of beating around the bush. You fuckin assholes, get to the point you bitch ass mother fuckers.R
I don’t know who you are talking about, but you should be ashamed.
I am talking to you, Roger Pryatel.
I am 79 years old and need to discuss disability insurance. Obviously the check I receive of $1,561 per month is not sufficient to pay my living expense, so I have had to do outside jobs to get money needed to live. I am not able to do the physical things I need to do, such as lifting, walking, or proper breathing. I do not have serious medical issues and regular use my doctor for check-ups. I have had the procedures of the colon, the thyroid with increasing the opening in my throat to eat, regular blood sugar test, prostate exam, etc. Please provide me with the process of filing for some disability qualification enrollment.
reach out to Morgan and Morgan. They filed for my disability. It can be a long process so the sooner you begin, the better.
Very helpful.
You didn’t say anything about fed income tax on Soc Sec.?
How secure are SocialSecurity & Medicare?
Thank you. Very informative.
1) Trump bragged he would eliminate taxes on Social Security Benefits for the elderly
2) IRMAA should be eliminated because it is double taxation. That was a George Bush thing
Thank you , your information was very helpful.
Thanks for the update info. I found it was very helpful.
I am receiving $40.00 less per month in 2026 than in 2025. Why is that?
COLA sounds good, should affect every senior. My living expenses are higher than in 2025. However, my monthly SS income is $40.00 less than in 2025. Go figure. I have to hire help because I am I am 88 years old, handicapped and tired. Broken shoulder. I walk with a cane or walker. The reason given was because I get a small pension from 4 tiny Annuities. After paying all the bills and buying groceries, if any $ is left over, I guess the only way to hide your money is under your mattress. Utilities, Water, Phone/internet, property taxes, income taxes home and health insurance, everything goes up. Fire insurance went from $1,000.- to $2,000. 5 grandchildren expect a $ gifts for birthdays and Christmas, that is another $1,000.- I don’t go out for dinner or entertainment. I cook at home. The only way to end this, is when I die. When California paid out stimulus checks a few years ago, I never received one My neighbors got around $ 1,000. – When I called, I was told : “we don’t have your SSNo. on file”. Then why do I need to pay taxes? Perhaps I should stop paying CA taxes. They would probably come after my children when I am dead. I have even prepaid for my grave side next to my husband. I came to this country by myself when I was 21, never took a penny from the government, worked as a teller at a Bank and became a citizen 5 years later. This is my story.
How old do you have to be to retire?
What are the qualifications to applying for SSA
The Republicans don’t care about what happens with SS. I live in Ca. That raise they give every year doesn’t even cover my bills anymore. It barely did the last few years. My accountant Told me to collect SS early because working as a full time musician in the US is impossible to make a-living. The gov and local gov’s have made the cost of living out of control. This year I’ve had elect and Gas bill doubled. The Water bill at least $75 a month, car ins. Up $400 a year, house ins, up $500 a year. They are now collecting for garbage pick up $550 a year. The minute Trump started tariffs the cost of food sky rocketed long before the tariffs hit. At 75 yrs old not many opportunities for work, and I own my home. I have no rent I still can’t afford to live here anymore. $60 to fill my car with gas!
Bottom line I don’t wanna hear how SS is giving a cost of living raise. It won’t cover the difference in one of my monthly bills. I have retirement IRA’s but not enough for the difference. Things MUST change for reg Americans.
The problem isn’t Trump its the nanny state of CA and Newscum.
When can I start receiving my benefits
COLA in reverse. My S S payment was decreased by over $40.00 in 2026. When it comes to money I always end up with the dirty end of the stick. Not happy.
My S S payment was DECREASED by over $40.00 in 2026. Not happy.