6. Maximum taxable earnings
Another change you can see with Social Security in 2025 is about the maximum taxable earnings. According to analysts, the limit refers to the income cap on which Social Security payroll taxes are applied.
In 2024, for instance, the limit was $168,600, but in 2025, it will increase to $176,100. This indicates that any income exceeding this threshold is exempt from the 6.2% Social Security tax for employees (and 12.4% for self-employed individuals).
Moreover, this adjustment is in line with wage growth and ensures that the program collects enough funds while protecting higher earners from unlimited taxation. For workers close to the cap, this change may have a slight impact on net income and retirement planning.
But don’t worry! In upcoming posts, we’ll share plenty of tips and tricks to help you maximize your Social Security benefits. Stay informed and make the most of your golden years—subscribe to our website so you never miss out on essential updates and advice!
Conclusion
When it comes to Social Security in 2025, retirees are more likely to see an increase in their benefits. Moreover, this isn’t the only change to the program. Other levels and thresholds have also been modified to account for ongoing cost increases.
If you want to know more about Social Security in 2025 (for couples) and how to use it for your best interests, here’s a book that will give you plenty of insights. Check it out here! It will help you live your golden years to the fullest!
Did you find this article helpful? Let us know in the comments below! In case there are any updates or changes to Social Security in 2025, you’ll be the first to know, so stay tuned! Until next time, here’s another good post from Easy Seniors Club to check out: 12 Smart Money Moves for Seniors: Building Financial Security
18 Responses
Social Security is in need of serious Reformation, IMHO!
SS is in need of some serious Reformation!
I’m just wanting to keep up with changes….
You are letting us know that there will be positive changes in SS in 2025, but it seems that Trump will change SS for the worse. Will anything you provided be true once he is in office on 21 January 2025?
Very helpful information. Thank you.
your news letter is a lot of words and short on news You like taking a long time to say nothing get over your self your not a good news team you kinda need to be retrained on whats news and importante !!!!!!!!!!!!
I appreciate the updated information.
What isn’t covered, is Medicare withholdings also go up and that decreases the amount one receives in Social Security.
Also my husband passed away four years ago. Because I made more in Social Security, I am not entitled to his Social Security. That should be changed. I still have to live within my income and that is difficult. His contribution would be a welcome assist and I’m sure I am not the only one who falls into this category.
WHAT CAN YOU DO IF YOU ARE –
1. A 61 YEAR OLD WOMAN
2- LOCKED OUT FROM THE TRAILER I OWN MARCH of 2024 ?
3- HOMELESS SINCE THEN
4- NO MONEY
5- NO CAR
6- ALL ALONE –NO ONE TO HELP ME
7- I AM LIVING IN A MOTELL UNDER CODE BLUE
8- WHEN THE WEATHER GOES ABOVE FREEZING I WILL BE KICKED OUT
I AM A NATURAL BORN IN AMERICA CITIZEN- MOM, DAD and BROTHER DECEASED
WHY HAS MY BURLINGTON COUNTY GOVERNMENT NOT HELPED ME FOR 10 MONTHS ?
very informative. gives me something to think about.
How about reducing the amount taken from my SSN for my Medicare? Not medicaid .
Por qué mi pensión fue recortada yo vivo bajo el nivel de pobreza
Unless tRump & his cronies/minions somehow change the law, we will no doubt see a significant COLA for 2026 because of the rampant inflation he is causing.
My husband died on Feb 26, 2024 and I applied for benefits from his account. It has been over a year and I still have no benefits that should be coming after his death since my own benefits are more than half what his are. My numerous calls to Social Security end by the person representing SS say I do not know how this works and will send it to my supervisor.
Got any ideas?
Thanks for information very informative
Please process.
I would like info what to expect when I retire at 69 0r 70 and then back to work if I decide. I am receiving ss benefits at 62 and I work Pt without medical benefits
I retired in 2015 when I was 65 1/5 with full benefits. I am a widow 86 yrs old and need more than the $2160.00 received monthly. I am at below poverty level. The value of the dollar was greater back in 2015 than it is today. With the 2.5 increase projected for 2025 is nice, however, my rent goes up 5% each year, and it is hard to keep up. Is there any consideration for increasing the monthly benefit more than the 2.5 % increase for the ones who retired 25 years ago ?