Social Security COLA 2025 vs 2026: How Cost-of-Living Adjustments Will Impact Your Benefits

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COLA 2026
Photo by Drozd Irina from shutterstock.com

A Comparison Between Social Security’s 2025 and 2026 COLA

What You Need to Know

When you depend on Social Security benefits, understanding the annual COLA (Cost-of-Living Adjustment) is vital. It helps protect the purchasing power of retirees, disabled Americans, and others relying on benefits when inflation rises. In this post, we compare the 2025 COLA vs projected 2026 COLA, explain how they’re calculated, and what differences you should watch out for.

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14 Responses

  1. Our government should be ashamed of the minute increase they are ‘giving’ us with our money. They never blink to give billions to a country that would p– on us if we were on fire.
    2.7% in today’s economy won’t substantially feed a retired couple for a day or two, especially after they take the raise out faster than they put it in to pay Medicare. The saddest part is that too many are getting Medicare who never put in a penny and are receiving maximum benefits.

    1. Thank you for speaking up on this. When they do the COLA every year they might as well not even tell us the lousy 2.7 or 2.8 will be going to Medicare and heaven forbid we have a house note, car payment, utilities, supplemental insurance another 200 out of your check for expenses that Medicare will not pay for.

      Sometime I wonder if they just us to go away and just die.

  2. This is a disgrace, abused, a joke, and a shame that we get insulted with this 2.7%…..when they are getting interest from the money they had collected when we were working. The minimum we should get is 5% for our Seniors of all the money we gave you through our whole life. Trump love to give money to countries like Argentina…that is our taxes. You fool.

  3. I am tired of hearing people complain about the way things are. You get what you voted for! If you don’t like what is happening than stop complaining and vote the people out of office who have so little regard for the welfare of senior citizens. Don’t say this not about politics because it is and the day many of us realize it the sooner, we will see the changes you would like to see.

    1. Completely agree with you, Bob. I find it difficult to comprehend how some individuals can remain unaware and uninformed despite the current circumstances we face, while still justifying the situation in our country. Remember, the decisions you make will impact your life. Instead of complaining and expressing dissatisfaction, take action.

  4. Definitely a shameful amount for those of us who are struggling to keep up with inflation. Also shameful is the fact that we are paying so much in taxes to aid and abet the millions of illegal aliens who suck the air out of us with free medical, schooling etc…

    1. its less because inflation is less dont think other party did you a favor that 9.1 %inflation wr had doesnt go away it gets piled on thank god its only 2.7 -3% now but over the 2 years is like 13%so dont blame current administration which at least is giving tax break on ss

  5. you can thank the illegals who got plenty, maybe it would of made ours higher, but they took plenty and want more for nothing put in

  6. Completely agree with you, Bob. I find it difficult to comprehend how some individuals can remain unaware and uninformed despite the current circumstances we face, while still justifying the situation in our country. Remember, the decisions you make will impact your life. Instead of complaining and expressing dissatisfaction, take action.

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