Push back major expenses

If you had planned an extended vacation but hadn’t paid for it yet, maybe you should consider postponing the trip. The same thing applies to luxury purchases, too, whether we’re talking about a brand-new boat or a house remodeling project.

If it’s too hard to make it on a monthly basis, then you might want to use your funds for something else that’s more important, such as day-to-day living. You might want to consider a couple of adjustments around the edges, and who knows? Maybe you’ll get to buy that boat sooner than you thought. But for now, as we’re going through rising inflation, we need to focus.