43. Take Advantage of Your 401(k) Match
Make sure you do your research on what contributing to a 401(k) is really, really all about. Make sure you always take advantage of your employer’s match and always stay on top of increases in the amount you can contribute.
If you haven’t been in a position to contribute regularly, take advantage of catch up contributions. If you’re 50 or older you may add an additional $6,500 in 2020.
Keep in mind to always speak to your HR department if you have any questions about your 401(k) plan. Check it regularly to ensure that your portfolio matches your risk tolerance. As you age, you should work on decreasing the risk.
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