47. Adjust Your Tax Withholding
Plenty of Americans get excited when they get tax refunds- plenty more go on shopping sprees with the extra money. But adjusting your tax withholdings can take care of this issue, meaning the ‘extra’ money will go straight to your paycheck. As such, you won’t feel the need to treat yourself with the bonus cash.
Luckily, you can use the IRS tax withholding estimator to make your adjustments, so it’s not a difficult process at all.
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