San Diego, California

San Diego is a wonderful city; not only is the weather great all the time, but it also has the perfect combination of Spanish and Victorian architecture. Even so, the city’s perks will cost you. The rent here is $3,004 a month, and the cost of living is somewhere around 160.4, which makes it completely out of reach for most Social Security recipients. Its livability score isn’t great, either, as it is rated 71 out of 100.

Chula Vista, California

Chula Vista is an important part of the San Diego metropolitan area, as it is located on the south, right on San Diego Bay. The city has over 52 square miles of coastal landscape, canyons, rolling hills, mountains, quality parks, and miles of trails.

Even if Chula Vista is way more affordable than San Diego, the costs are still pretty high, as you will find a one-bedroom rent here at $3,044. As for livability, you won’t get any luckier: Chula Vista received only 67 points out of 100 when it comes to livability.