26. Create a Monthly Budget
Creating a monthly budget is now easier than ever. There are so many online tools you can use, free of charge, that it’s almost ridiculous of you not to! Actually, you can even use good ol’ Excel sheets or a hand-drawn table to keep track of your budget.
Your budget should include expenses, savings, and wants. Remember, we might be talking about saving money, but it’s important to have a little fun sometimes too. Don’t dry yourself out, otherwise, you’ll end up abandoning your goals early on.
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