Social Security COLA 2025 vs 2026: How Cost-of-Living Adjustments Will Impact Your Benefits

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COLA 2026
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2026 COLA: What’s Projected (and What We Don’t Know)

The 2026 COLA hasn’t been officially set yet (as of this writing), but analysts and advocacy groups have forecasted numbers based on inflation trends.  SSA is actually expected to announce it on October 24, 2025.

Current Projections

  • The Senior Citizens League (TSCL), a nonprofit focused on senior policy, currently forecasts a 2.7% COLA for 2026.
  • Several articles (e.g. in Investopedia) also point to a 2.7% figure, which would raise average benefits by about $54/month (for a typical retired worker).
  • Some more conservative forecasts (or older forecasts) suggested 2.5% or similar, though many have since trended upward.
  • A few sources suggest a possibility of an even slightly higher COLA (2.8%) depending on September inflation.

5 Responses

  1. Our government should be ashamed of the minute increase they are ‘giving’ us with our money. They never blink to give billions to a country that would p– on us if we were on fire.
    2.7% in today’s economy won’t substantially feed a retired couple for a day or two, especially after they take the raise out faster than they put it in to pay Medicare. The saddest part is that too many are getting Medicare who never put in a penny and are receiving maximum benefits.

  2. This is a disgrace, abused, a joke, and a shame that we get insulted with this 2.7%…..when they are getting interest from the money they had collected when we were working. The minimum we should get is 5% for our Seniors of all the money we gave you through our whole life. Trump love to give money to countries like Argentina…that is our taxes. You fool.

  3. I am tired of hearing people complain about the way things are. You get what you voted for! If you don’t like what is happening than stop complaining and vote the people out of office who have so little regard for the welfare of senior citizens. Don’t say this not about politics because it is and the day many of us realize it the sooner, we will see the changes you would like to see.

  4. Definitely a shameful amount for those of us who are struggling to keep up with inflation. Also shameful is the fact that we are paying so much in taxes to aid and abet the millions of illegal aliens who suck the air out of us with free medical, schooling etc…

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