Divorced Spousal Benefits: What Changes When You Say ‘I Do’ Again?
Many retirees draw monthly income based on the work history of a former spouse. To qualify for living divorced spousal benefits in the first place, your previous marriage must have lasted for at least 10 consecutive years, both you and your ex-spouse must be at least 62 years old, and you must currently be unmarried.
Remarrying changes this dynamic immediately. If you collect benefits derived from a living ex-spouse’s work record, getting remarried at any age—whether age 52, 62, or 72—instantly terminates your right to collect those payments. The law treats your new legal union as the primary financial relationship, ending your claim to your living ex-spouse’s earnings record.
However, the reverse scenario works quite differently. If your ex-spouse decides to remarry, their new marriage has zero impact on your ability to collect benefits off their record. Your benefit remains completely independent of their personal life updates. Furthermore, under the independent entitlement rule, if you have been divorced for at least 2 consecutive years and both you and your ex are at least age 62, you can claim divorced spousal benefits even if your ex-spouse has not yet filed for their own retirement benefits.
If your previous marriage lasted 10 years and that ex-spouse is now deceased, survivor rules take over instead of living spousal rules. As long as you remarry at or after age 60, you preserve your right to claim divorced survivor benefits on that deceased ex-spouse’s record—just as if you had remained married until their passing.
If I Remarriage and my spouse get a SSI check can we live together and still get a check
That would be “If I remarry,” not “If I remarriage.” If you get your check based on your own income, no problem. If it is based on your ex-spouse’s income, it’s a big problem in most cases. It only counts whether you are remarried or not. It doesn’t matter whether or not you live together.
I was married 20yrs, divorced then several yrs later remarried & divorced within the same year. Will that affect me drawing from my prior husbands SS? Does the prior ex-spouse have to be retirement age for me to draw on his SS? I am 4 yrs older than him.
I’m retired my wife be retiring i. 2 years she will receive her ssi i will receive mine correct
No. I found out the hard way
If you collect railroad retirement, you do not get a social security survivor benefit. Do you?
Divorced after 11 years of marriage. Now living with a partner for 42 years. If we Marry will I lose my Social security from my first Marriage ? What will my social be if she passes.
What if you married but not together how does that work
My husband passed away and i get his ss if i get married do i lose that
My wife died two years ago. I claimed her social security since it’s greater than my social security benefit. My question is if I remained but my future wife doesn’t received Social security at all, if I die will she be entitled to my social security benefit?