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Home›Saving and Spending›An Overview of All the Discounts and Perks of an AARP Membership

An Overview of All the Discounts and Perks of an AARP Membership

By Our Editorial Team  |  Published September 2, 2025

Expert Verified

Our editorial team verifies all financial and lifestyle information for accuracy and relevance to senior living.

Two coffee mugs and blurred papers with reading glasses on a sunlit table, implying a serious financial conversation between two people at home.

Cutting Monthly Bills with AARP Essential Services

The most effective way to improve your monthly cash flow is to reduce your recurring bills. These are the expenses that come out of your account every month like clockwork. Shaving just a little bit off each one can lead to massive annual savings. AARP has established partnerships to help you do just that.

Insurance is a huge one. Through The Hartford, AARP members can access special rates on auto and home insurance. Many members report saving hundreds of dollars a year by switching. The program also includes valuable perks designed for seniors, like lifetime renewability and “RecoverCare” assistance after an accident. It is always worth getting a free quote to see how it compares to your current provider.

Your phone bill is another area ripe for savings. AARP offers a partnership with Consumer Cellular, a provider known for its affordable, no-contract plans and excellent customer service. AARP members get a discount on their monthly service, which can be a significant savings over plans from larger carriers, especially if you are not a heavy data user.

You can even save on home security. Members receive discounts on ADT security systems, including a discount on installation and monthly monitoring. This provides both financial savings and the invaluable peace of mind that comes with knowing your home is protected.

For information on assistance programs that can help lower costs, visit Benefits.gov. The National Council on Aging (NCOA) also has resources for saving money.

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One response to “An Overview of All the Discounts and Perks of an AARP Membership”

  1. Marilyn Bostick says:
    January 25, 2026 at 10:14 pm

    Please send the e-book

    Reply

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