Miami, Florida

We cannot start this list of some of the best places by the water without adding Miami, Florida, to the list. After all, this city is one of the biggest summer destinations, and for good reason. If you are looking for water activities, the beach, and entertainment, then the whole Miami metro region is going to be able to offer you everything that you desire, but you need to know that this area is also bustling with people all year round.

Living here, while you may think that places by the water are going to be extremely expensive since properties by the water have always been marked up in price due to how appealing they are, is not going to set you back too much. If you desire to own a home and also pay for the mortgage for it, you can look at an average price of around $2,000, and if you desire to rent, then you are looking at a median average of around $1,470. However, if you own property in the area, then you can just see it as an investigation into your nest since it would only go up in value.

Miami is one of the best places by the water to retire because of all the water activities that you will have access to, the wide amount of beaches that are going to be available to you, and the tax-friendly state that Florida is!