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Home›Taxes›7 States That Do NOT Tax Retirement Income

7 States That Do NOT Tax Retirement Income

By Our Editorial Team  |  Published October 24, 2022

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Our editorial team verifies all financial and lifestyle information for accuracy and relevance to senior living.

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Nevada

When it comes to your retirement finances, don’t take any chances (or gamble)! This is why, paradoxically, you should consider Nevada. Not only is your pension, 401(k), or IRA guaranteed not to be taxed by the government, but all your income (no matter where it comes from and including social security payments) is not going to be taxed.

To make things better for this state and to make you see things in a different light, they also have no estate or inheritance taxes! And you shouldn’t only think about Las Vegas, as Nevada has a lot more quiet and calm towns where you can spend your golden years!

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18 responses to “7 States That Do NOT Tax Retirement Income”

  1. Darcy Buster says:
    January 21, 2023 at 6:05 am

    So much more needs to be considered when deciding where to retire. I have noticed a huge disparity in property taxes from state to state & sometimes towns or counties within the state. Maybe you’re not being taxed on retirement income but would pay a premium on property taxes & medical expenses etc. For example, Florida has no income tax but their property taxes are quite high as are condo dues if you’re living in an HOA. Do your research!

    Reply
    • robert says:
      February 4, 2025 at 7:54 pm

      excellent statement !

      Reply
  2. Jesse Tynes says:
    February 1, 2023 at 2:45 pm

    So, if the only income you’ve only received in 2022 was income for SNAP food services, must that be an actual income?

    Reply
  3. Jim says:
    February 1, 2023 at 4:16 pm

    This would be a good article if a person did not have to click through page after page. This all could have fit on one page.

    Reply
    • Jane Kane says:
      May 24, 2024 at 7:18 pm

      Agree with Jim

      Reply
      • Christy Holt says:
        August 25, 2024 at 7:50 pm

        These ads are a drag….

        Reply
    • Dawn Marie Overton says:
      April 23, 2026 at 4:33 pm

      Agreed

      Reply
  4. Pat Duskin says:
    February 1, 2023 at 5:37 pm

    Wow…Texas?

    Reply
    • Michael Wisley says:
      August 25, 2023 at 2:57 pm

      Very very high real estate taxes

      Reply
      • Jane Kane says:
        May 24, 2024 at 7:16 pm

        No if you’re 65 or older.

        Reply
  5. Larry r teague says:
    February 2, 2023 at 1:08 am

    thanks for the information it is very useful

    Reply
  6. Larry Hartke says:
    February 10, 2023 at 7:16 pm

    What about Kansas?

    Reply
  7. Sharon Lott says:
    February 16, 2023 at 1:34 pm

    I thought Florida was one of the states that didn’t tax seniors

    Reply
    • April Y Mimnaugh says:
      July 7, 2023 at 11:20 am

      Good to know.

      Reply
    • POW says:
      May 23, 2024 at 11:18 am

      Well you are wrong. Florida texes is high.

      Reply
  8. Maureen Raye says:
    May 27, 2024 at 5:21 pm

    I live in California and I do not pay taxes on my social security. Why wasn’t it included in this article?

    Reply
  9. Leslie Kalei Fong says:
    August 24, 2024 at 6:07 pm

    True, CA does not tax social security retirement benefits, but does tax pensions, 401s and IRAs as high as 13%. Also, CA taxes military retirement income. CA has very high real property taxes too. I lived in CA 22 years, but left in 2018 when I retired.

    Reply
  10. LynnC says:
    August 25, 2024 at 7:59 pm

    I live in Tennessee – we have no state tax on income, social security or otherwise?

    Reply

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