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Home›Taxes›7 States That Do NOT Tax Retirement Income

7 States That Do NOT Tax Retirement Income

By Our Editorial Team  |  Published October 24, 2022

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Our editorial team verifies all financial and lifestyle information for accuracy and relevance to senior living.

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Texas

Also known as the Lone Star state, Texas has no retirement income tax at all. They will not cap or threshold your income, and you can easily enjoy all your income, no matter where it is coming from. What’s more, it also doesn’t have a personal income tax, so if you want to open a small business or do some sort of work, that income will also slip through the not taxable cracks.

Because there is no income tax, there is also no perception that social security benefits income either. If you are eligible for them, from the moment you decide to start taking payments until the moment you stop, there will be no tax on this type of income. This will easily allow you to save your money or spend it on something else that may bring you joy instead of taxes!

However, not all retirees are as lucky! Read all about how these states tax their retiree’s social security benefits income!

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18 responses to “7 States That Do NOT Tax Retirement Income”

  1. Darcy Buster says:
    January 21, 2023 at 6:05 am

    So much more needs to be considered when deciding where to retire. I have noticed a huge disparity in property taxes from state to state & sometimes towns or counties within the state. Maybe you’re not being taxed on retirement income but would pay a premium on property taxes & medical expenses etc. For example, Florida has no income tax but their property taxes are quite high as are condo dues if you’re living in an HOA. Do your research!

    Reply
    • robert says:
      February 4, 2025 at 7:54 pm

      excellent statement !

      Reply
  2. Jesse Tynes says:
    February 1, 2023 at 2:45 pm

    So, if the only income you’ve only received in 2022 was income for SNAP food services, must that be an actual income?

    Reply
  3. Jim says:
    February 1, 2023 at 4:16 pm

    This would be a good article if a person did not have to click through page after page. This all could have fit on one page.

    Reply
    • Jane Kane says:
      May 24, 2024 at 7:18 pm

      Agree with Jim

      Reply
      • Christy Holt says:
        August 25, 2024 at 7:50 pm

        These ads are a drag….

        Reply
    • Dawn Marie Overton says:
      April 23, 2026 at 4:33 pm

      Agreed

      Reply
  4. Pat Duskin says:
    February 1, 2023 at 5:37 pm

    Wow…Texas?

    Reply
    • Michael Wisley says:
      August 25, 2023 at 2:57 pm

      Very very high real estate taxes

      Reply
      • Jane Kane says:
        May 24, 2024 at 7:16 pm

        No if you’re 65 or older.

        Reply
  5. Larry r teague says:
    February 2, 2023 at 1:08 am

    thanks for the information it is very useful

    Reply
  6. Larry Hartke says:
    February 10, 2023 at 7:16 pm

    What about Kansas?

    Reply
  7. Sharon Lott says:
    February 16, 2023 at 1:34 pm

    I thought Florida was one of the states that didn’t tax seniors

    Reply
    • April Y Mimnaugh says:
      July 7, 2023 at 11:20 am

      Good to know.

      Reply
    • POW says:
      May 23, 2024 at 11:18 am

      Well you are wrong. Florida texes is high.

      Reply
  8. Maureen Raye says:
    May 27, 2024 at 5:21 pm

    I live in California and I do not pay taxes on my social security. Why wasn’t it included in this article?

    Reply
  9. Leslie Kalei Fong says:
    August 24, 2024 at 6:07 pm

    True, CA does not tax social security retirement benefits, but does tax pensions, 401s and IRAs as high as 13%. Also, CA taxes military retirement income. CA has very high real property taxes too. I lived in CA 22 years, but left in 2018 when I retired.

    Reply
  10. LynnC says:
    August 25, 2024 at 7:59 pm

    I live in Tennessee – we have no state tax on income, social security or otherwise?

    Reply

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