Whether you want to improve your financial health or stay as mentally sharp as possible, there are various benefits to returning to school 50 years later than you “should have.” Obviously, going back to college comes with a lot of overthinking.

You’re second-guessing every decision, every step, and every registration form. But the truth is, this is a great time to pick up where you left off, academically speaking. Because here’s the thing: not only have you got more time now, but you’re also wiser, which means that you will learn efficiently. In fact, few people fully know how recommended it is to start learning again in retirement. Here’s what you need to know: