PRO: You get to hold onto your egg nest longer!

A definite plus when it comes to working after retirement age is that you will be able to keep your savings and potentially grow your savings accounts. Getting a part-time job as a retiree or just overall delaying retiring are two of the most popular strategies for retired Americans who have not had the chance to save as much as they wanted when they were younger.

And the strategy works because it makes sense. The logic behind it is that if you keep working and you can make a steady income by doing this, then you only have to rely on your savings when you truly need to. Working will also give you the option to continue contributing to the accounts, so that when you end up retiring for good, you will be able to be more comfortable when it comes to having a good source of income, as you know they will last longer than if you hadn’t left the workforce.