Easy Seniors Club
  • Editorial Policy
  • Advertiser Disclosure
  • Frequently Asked Questions
  • Disclaimer
  • Home
  • Expert Advice
  • Saving and Spending
  • Taxes
  • Family Finance
  • Real Estate
  • Employment
  • Business
  • Banking
  • Health
  • Technology
Home›Expert Advice›7 Ways Social Security Affects Women

7 Ways Social Security Affects Women

By Our Editorial Team  |  Published October 20, 2022

Expert Verified

Our editorial team verifies all financial and lifestyle information for accuracy and relevance to senior living.

taxes free
Photo by Shumytskaya Olga from shutterstock.com

Widows May Receive Their Husband’s Social Security Benefits

At the age of 60, a widow may start claiming 70% of what her husband got before his death. Once a widow reaches FRA, those retirement benefits rise to 100%. You can also collect a $225 benefit if you were living with your husband when he died.

In other words, SSA must pay your own benefit first, then add whatever extra benefits you’re due as a widow. Bear in mind that if your husband claimed his benefits early, say at age 62, rather than waiting until his full FRA, your widow’s benefit amount may be reduced by up to 30%.

You may also want to read Claiming Social Security Early: 8 Reasons Why You Should Do This.

Pages: 1 2 3 4 5 6 7 8

8 responses to “7 Ways Social Security Affects Women”

  1. Ileana serrano says:
    December 27, 2022 at 4:28 pm

    I am a federal employee and will turn 65 in 2023. I am still working. Do I have to apply for SS or can I delay till I retire?

    Reply
  2. Ronald R. Welpott says:
    December 31, 2022 at 4:04 am

    My wife and I are 74 and 81 respectively. Her SS benefit is $898 and mine is $2416. If I die first, what would be the best way for her to maximize her income?

    Reply
  3. Joe Weise says:
    January 2, 2023 at 6:28 pm

    i took SS at 62 . Will my wife’s benefit be reduced up to 30% if I die first?

    Reply
  4. Patricia Onanian says:
    January 3, 2023 at 6:09 pm

    Hi
    Is there any bill in Congress to increase senior women’s income, as we still get paid lower than men!!

    TY

    Reply
  5. alexander schwencke says:
    February 8, 2023 at 1:47 pm

    if you were divorcedbut married for 10 years and now re married and die who gets s s benefits

    Reply
  6. Joe Patterson says:
    February 8, 2023 at 3:48 pm

    I am 75 years old. I am a man. My Social Security is less than a 1,000 dollers a month.

    Reply
  7. frances Williams says:
    February 8, 2023 at 5:56 pm

    I 66 don’t have a good retirement other SSA
    Which I can live off
    But I have training and experience
    Can work in a lot of industries and remote to supplement my retirement which can be very helpful
    Age of course is the problem

    Reply
  8. Barbara Tyler says:
    February 9, 2023 at 5:27 am

    My husband died 7/18/22 he was 68 yrs old and worked his entire adult life I only collect $800 from his SS. I can’t believe that with my SS I get $772 I can only pay the mortgage. Is this low income SS.

    Reply

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Search

Most Popular

  • Aldi Store
    15 Aldi Shopping Tips From Super Savers That You Have to Try January 22, 2021
  • florida
    Planning to Retire in Florida? Here Are 10 Places to Avoid! March 3, 2023
  • trump, Social Security in 2025, Trump's inauguration
    Social Security in 2026: 6 Major Shifts That Could Affect Your Benefits November 19, 2024

Top Picks

  • 10 Social Clubs for Seniors Worth Joining October 21, 2026
  • 7 Social Security Steps to Take After Changing Your Name or Address October 21, 2026
  • 12 Retirement Towns Where Winters Are Gentle October 21, 2026

Quick Links

  • Expert Advice
  • Saving and Spending
  • Real Estate
  • Taxes
  • Family Finance

Newsletter

Get the latest posts delivered to your inbox.

Related Articles

call is likely spam

6 Signs a Call is Likely Spam (Be Careful Seniors!)

A concerned man looks skeptically at an incoming call on his smartphone, highlighting the need…

Read More →
retiring in New York

Retiring in New York: Honest Pros and Cons You Should Know

2. Pollution Retiring in New York State might seem like a fantastic option for having…

Read More →
Career Advice

Don’t Give (or Take) This Old-school 11 Career Advice!

Have you ever stopped to consider how the landscape of jobs and careers have changed…

Read More →
best retirement communities

Top 8 Best Retirement Communities in Chicago

6. Briarwood Lakes There’s no way we could make a list of some of the…

Read More →
An older couple sitting at a wooden kitchen table, looking over paperwork, bills, and a notebook with cups of coffee nearby.

7 Financial Red Flags Advisors Say Retirees Ignore

Learn the 7 critical financial red flags advisors say retirees ignore, from Social Security penalties…

Read More →
Social Security Reduction

5 Alarming Social Security Reduction Factors You MUST Know About

Social Security reduction factor: Fully or partially privatize the program The fifth Social Security reduction…

Read More →
Cryptocurrency

Is Cryptocurrency Really Safe? How Does It Work?

Have you been following the news? More specifically, have you heard about how Tesla will…

Read More →
financial scams

3 New Financial Scams That Only Target Seniors!

Elderly hands hold a leather wallet near a smartphone, serving as a reminder to stay…

Read More →
A comfortable empty armchair sits next to a sunlit window with a book and glasses on a side table, suggesting a peaceful retirement.

The Complete Guide to All Government Benefits Available to Seniors

Frequently Asked Questions From a Planner’s Perspective Can I work while receiving Social Security benefits?…

Read More →

Stay Informed & Empowered

Get our weekly digest of financial tips, retirement updates, and expert advice for seniors delivered directly to your inbox.

Easy Seniors Club

At Easy Seniors Club, life starts at retirement!

Inedit Agency S.R.L.
Bucharest, Romania

contact@easyseniorsclub.com

Explore

  • Contact
  • Editorial Policy
  • Advertiser Disclosure
  • FAQ
  • Subscribe
  • Unsubscribe
  • Privacy Policy
  • Terms and Conditions
  • Disclaimer
  • Do not sell my personal information
  • Request to Know
  • Request to Delete
  • CA Private Policy

Categories

  • Banking
  • Business
  • Employment
  • Expert Advice
  • Family Finance
  • Health
  • Real Estate
  • Saving and Spending
  • Taxes
  • Technology

© 2026 Easy Seniors Club. All rights reserved.