Easy Seniors Club
  • Editorial Policy
  • Advertiser Disclosure
  • Frequently Asked Questions
  • Disclaimer
  • Home
  • Expert Advice
  • Saving and Spending
  • Taxes
  • Family Finance
  • Real Estate
  • Employment
  • Business
  • Banking
  • Health
  • Technology
Home›Expert Advice›7 Ways Social Security Affects Women

7 Ways Social Security Affects Women

By Our Editorial Team  |  Published October 20, 2022

Expert Verified

Our editorial team verifies all financial and lifestyle information for accuracy and relevance to senior living.

Image By shurkin_son From Shutterstock

Women Face Greater Economic Insecurity During Retirement Than Men

Even if women do live longer, they receive a lower pension income than men, according to the SSA. How so? Don’t all women work and pay contributions so they can get more Social Security credits and enjoy a higher benefit during retirement?

Unfortunately, women are still paid less than men. A 2021 Fidelity survey shows that the average total earning for women is only $27,165, while men get $43,703.

As a result, there is also a gender gap in pensions. A woman will live her golden years with fewer Social Security benefits, and thus she is more likely to face greater financial challenges. In fact, according to the SSA, around 12% of women over the age of 65 live in poverty, while the percentage for older men is 7%.

If you’re a woman, this may serve as a wake-up call. Financial experts recommend investing wisely to avoid any financial troubles and get the most out of your Social Security benefits.

Pages: 1 2 3 4 5 6 7 8

8 responses to “7 Ways Social Security Affects Women”

  1. Ileana serrano says:
    December 27, 2022 at 4:28 pm

    I am a federal employee and will turn 65 in 2023. I am still working. Do I have to apply for SS or can I delay till I retire?

    Reply
  2. Ronald R. Welpott says:
    December 31, 2022 at 4:04 am

    My wife and I are 74 and 81 respectively. Her SS benefit is $898 and mine is $2416. If I die first, what would be the best way for her to maximize her income?

    Reply
  3. Joe Weise says:
    January 2, 2023 at 6:28 pm

    i took SS at 62 . Will my wife’s benefit be reduced up to 30% if I die first?

    Reply
  4. Patricia Onanian says:
    January 3, 2023 at 6:09 pm

    Hi
    Is there any bill in Congress to increase senior women’s income, as we still get paid lower than men!!

    TY

    Reply
  5. alexander schwencke says:
    February 8, 2023 at 1:47 pm

    if you were divorcedbut married for 10 years and now re married and die who gets s s benefits

    Reply
  6. Joe Patterson says:
    February 8, 2023 at 3:48 pm

    I am 75 years old. I am a man. My Social Security is less than a 1,000 dollers a month.

    Reply
  7. frances Williams says:
    February 8, 2023 at 5:56 pm

    I 66 don’t have a good retirement other SSA
    Which I can live off
    But I have training and experience
    Can work in a lot of industries and remote to supplement my retirement which can be very helpful
    Age of course is the problem

    Reply
  8. Barbara Tyler says:
    February 9, 2023 at 5:27 am

    My husband died 7/18/22 he was 68 yrs old and worked his entire adult life I only collect $800 from his SS. I can’t believe that with my SS I get $772 I can only pay the mortgage. Is this low income SS.

    Reply

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Search

Most Popular

  • Aldi Store
    15 Aldi Shopping Tips From Super Savers That You Have to Try January 22, 2021
  • florida
    Planning to Retire in Florida? Here Are 10 Places to Avoid! March 3, 2023
  • trump, Social Security in 2025, Trump's inauguration
    Social Security in 2026: 6 Major Shifts That Could Affect Your Benefits November 19, 2024

Top Picks

  • Smartphone on a desk emitting watercolor bubbles showing various gigs, including selling vintage items and store audits.
    7 Side Gigs Retirees Can Do From Their Phone November 9, 2026
  • Smiling senior man walks two dogs down a sunny suburban sidewalk while a neighbor waves from her porch.
    7 Side Hustles Retirees Can Start This Weekend November 9, 2026
  • Illustration of a snow-covered town with mailboxes in the foreground, facing a community bank and post office at sunrise.
    8 Payments Retirees Could Receive in Early 2027 November 9, 2026

Quick Links

  • Expert Advice
  • Saving and Spending
  • Real Estate
  • Taxes
  • Family Finance

Newsletter

Get the latest posts delivered to your inbox.

Related Articles

An older retired woman with silver hair sitting at her kitchen table, looking at a Social Security letter next to a warm cup of coffee.

5 Hidden Triggers That Shrink Your Next COLA Raise

Learn how Medicare hikes, tax bracket creep, and IRMAA surcharges quietly shrink your Social Security…

Read More →
Basket of shredded paper, lockbox with categorized hanging file folders, and desktop document scanner on a dark desk.

10 Things Retirees Should Shred, Keep, or Scan This Year

Discover the 10 essential financial, tax, and medical records retirees should shred, keep, or scan…

Read More →
AARP

8 Secret AARP Benefits You Didn’t Know About

2. Hotel discounts Now that you have the ability to save some money on your…

Read More →
New England

4 Top Retirement Destinations in New England

A man enjoys a quiet afternoon reading Walden at a charming sidewalk cafe in a…

Read More →
grandparent

9 Signs You’re the Best Grandparent Your Family Could Ask for

You avoid being jealous You don’t judge your child’s actions or decisions. You might even…

Read More →
Investor

Thinking of Becoming an Investor? Here Are 5 Things You NEED to Know!

Successful investing is on the minds of every American that wants to expand their income…

Read More →
people retire in florida

Why Do People Retire in Florida? 4 Things to Consider

A senior couple studies a map and tablet in a lush tropical garden while planning…

Read More →
job, side job

9 Reasons Why You Should NOT Retire Early

2. Your Social Security Benefits Will Be Smaller Do you want to retire early? Well,…

Read More →
New York towns

The Best 7 New York Towns for Retirees

A senior couple enjoys a peaceful sunset over a scenic lake, surrounded by the vibrant…

Read More →

Stay Informed & Empowered

Get our weekly digest of financial tips, retirement updates, and expert advice for seniors delivered directly to your inbox.

Easy Seniors Club

At Easy Seniors Club, life starts at retirement!

Inedit Agency S.R.L.
Bucharest, Romania

contact@easyseniorsclub.com

Explore

  • Contact
  • Editorial Policy
  • Advertiser Disclosure
  • FAQ
  • Subscribe
  • Unsubscribe
  • Privacy Policy
  • Terms and Conditions
  • Disclaimer
  • Do not sell my personal information
  • Request to Know
  • Request to Delete
  • CA Private Policy

Categories

  • Banking
  • Business
  • Employment
  • Expert Advice
  • Family Finance
  • Health
  • Real Estate
  • Saving and Spending
  • Taxes
  • Technology

© 2026 Easy Seniors Club. All rights reserved.