Easy Seniors Club
  • Editorial Policy
  • Advertiser Disclosure
  • Frequently Asked Questions
  • Disclaimer
  • Home
  • Expert Advice
  • Saving and Spending
  • Taxes
  • Family Finance
  • Real Estate
  • Employment
  • Business
  • Banking
  • Health
  • Technology
Home›Expert Advice›7 Ways Social Security Affects Women

7 Ways Social Security Affects Women

By Our Editorial Team  |  Published October 20, 2022

Expert Verified

Our editorial team verifies all financial and lifestyle information for accuracy and relevance to senior living.

Early retirement

If You Qualify for 2 Benefits, You’ll Generally Receive the Higher One

As a spouse, you may be eligible for one-third to even one-half of your husband’s retirement benefits. This can be quite beneficial for women with low-income records.

However, if you qualify to receive both benefits on your record and your husband’s benefits on his record, you will only receive the highest rate. Most women who reach retirement while still working get their own Social Security benefits as they are higher than one-half of their husband’s retirement benefits.

To sum up, you won’t be able to collect both your Social Security benefits and your spousal retirement benefits, but you can choose the higher amount.

Pages: 1 2 3 4 5 6 7 8

8 responses to “7 Ways Social Security Affects Women”

  1. Ileana serrano says:
    December 27, 2022 at 4:28 pm

    I am a federal employee and will turn 65 in 2023. I am still working. Do I have to apply for SS or can I delay till I retire?

    Reply
  2. Ronald R. Welpott says:
    December 31, 2022 at 4:04 am

    My wife and I are 74 and 81 respectively. Her SS benefit is $898 and mine is $2416. If I die first, what would be the best way for her to maximize her income?

    Reply
  3. Joe Weise says:
    January 2, 2023 at 6:28 pm

    i took SS at 62 . Will my wife’s benefit be reduced up to 30% if I die first?

    Reply
  4. Patricia Onanian says:
    January 3, 2023 at 6:09 pm

    Hi
    Is there any bill in Congress to increase senior women’s income, as we still get paid lower than men!!

    TY

    Reply
  5. alexander schwencke says:
    February 8, 2023 at 1:47 pm

    if you were divorcedbut married for 10 years and now re married and die who gets s s benefits

    Reply
  6. Joe Patterson says:
    February 8, 2023 at 3:48 pm

    I am 75 years old. I am a man. My Social Security is less than a 1,000 dollers a month.

    Reply
  7. frances Williams says:
    February 8, 2023 at 5:56 pm

    I 66 don’t have a good retirement other SSA
    Which I can live off
    But I have training and experience
    Can work in a lot of industries and remote to supplement my retirement which can be very helpful
    Age of course is the problem

    Reply
  8. Barbara Tyler says:
    February 9, 2023 at 5:27 am

    My husband died 7/18/22 he was 68 yrs old and worked his entire adult life I only collect $800 from his SS. I can’t believe that with my SS I get $772 I can only pay the mortgage. Is this low income SS.

    Reply

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Search

Most Popular

  • Aldi Store
    15 Aldi Shopping Tips From Super Savers That You Have to Try January 22, 2021
  • florida
    Planning to Retire in Florida? Here Are 10 Places to Avoid! March 3, 2023
  • trump, Social Security in 2025, Trump's inauguration
    Social Security in 2026: 6 Major Shifts That Could Affect Your Benefits November 19, 2024

Top Picks

  • An older couple sits at a wooden table reviewing utility bills, a notebook, and a calculator in a sunlit kitchen.
    7 Signs Your Emergency Fund Isn’t Big Enough Anymore September 17, 2026
  • An older couple sitting at a wooden kitchen table, looking over paperwork, bills, and a notebook with cups of coffee nearby.
    7 Financial Red Flags Advisors Say Retirees Ignore September 17, 2026
  • Older couple sitting at a wooden dining table reviewing 401(k) portfolio reports with a calculator and laptop.
    13 Hidden Fees Draining Retirement Accounts Without Notice September 17, 2026

Quick Links

  • Expert Advice
  • Saving and Spending
  • Real Estate
  • Taxes
  • Family Finance

Newsletter

Get the latest posts delivered to your inbox.

Related Articles

Jobs that could dissapear

Worried About the Future? Here Are 15 Jobs That Will Disappear in the U.S.

How secure do you feel about your job? Do you think there’s even a small…

Read More →
A reflective older man sits on a wooden dock overlooking a misty, peaceful lake at sunrise, representing thoughtful retirement planning.

7 Things Retirees Wish They’d Done Differently Looking Back

Discover the top 7 regrets retirees share, backed by current 2026 data, and learn actionable…

Read More →
retiree

Retirees, Get Rid of These 6 Things NOW!

4. Books I love books, and I think that they can turn every retiree’s life…

Read More →
retire in Florida

Retire in Florida: These 5 Hidden Gems Are Waiting for You

A happy couple shares a toast at a tropical outdoor cafe, embracing the relaxed and…

Read More →
destinations by the beach

3 Best Senior Destinations by the Beach (Great for Winter too!)

Ocho Rios, Saint Ann, Jamaica If your ideal destinations by the beach also include going…

Read More →
Health Insurance Denial

Health Insurance Denial: 7 Possible Causes and What You Can Do

A concerned senior woman stands in her living room, reviewing a health insurance document while…

Read More →
town

Top 8 Most Expensive Small Towns in The US

5. Taos, New Mexico Taos is a small town known for the arts scene, the…

Read More →
Senior Cruise

5 Senior Cruises You’ll Want to Take ASAP

Cunard Cunard stands out from many other cruise lines for its dedication to transatlantic cruises.…

Read More →
hurt your grandchildren

6 Things You Do That Hurt Your Grandchildren the Most

A grandfather gestures sternly toward a young girl looking down, illustrating how words and actions…

Read More →

Stay Informed & Empowered

Get our weekly digest of financial tips, retirement updates, and expert advice for seniors delivered directly to your inbox.

Easy Seniors Club

At Easy Seniors Club, life starts at retirement!

Inedit Agency S.R.L.
Bucharest, Romania

contact@easyseniorsclub.com

Explore

  • Contact
  • Editorial Policy
  • Advertiser Disclosure
  • FAQ
  • Subscribe
  • Unsubscribe
  • Privacy Policy
  • Terms and Conditions
  • Disclaimer
  • Do not sell my personal information
  • Request to Know
  • Request to Delete
  • CA Private Policy

Categories

  • Banking
  • Business
  • Employment
  • Expert Advice
  • Family Finance
  • Health
  • Real Estate
  • Saving and Spending
  • Taxes
  • Technology

© 2026 Easy Seniors Club. All rights reserved.