The Trump Accounts App Is Live: How Grandparents Can Get Started

By Our Editorial Team | Published June 3, 2026

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A close-up of a kitchen table with a birthday card and a phone showing the $5,000 annual contribution limit for Trump Accounts. — A grandfather writes a birthday card while checking his contribution limit on the Trump Accounts app.

How much can you contribute?

Starting July 4, parents, guardians, grandparents, and others will be able to contribute up to $5,000 a year in after-tax dollars, continuing until the year before the child turns 18. That makes the account a natural place for grandparents to direct birthday and holiday gifts that compound over many years.