12. Take Advantage of Credit Card Rewards

Speaking of credit cards, if you know you can be trusted not to go into debt, you should look for ones that have rewards that actually benefit you. We’ve seen plenty of people getting them and then never truly taking advantage of their great deals, which is just not clever financing.

If you want to save money but you also want to travel from time to time, consider a credit card with travel rewards. Others offer cash, as mentioned earlier, so pick something that fits your lifestyle that you’ll actually get to enjoy the perks of.

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